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Can an A.I. algorithm help end unfair lending? This company says yes

Jenny Vipperman, the chief lending officer at VyStar Credit Union, among the largest U.S. credit unions, wanted to lend more money to minorities and other disadvantaged groups that historically have struggled to obtain credit. But finding a way to lend more inclusively without taking on potentially dangerous amounts of risk was difficult using standard credit scoring and the tried-and-true lending rules of thumb that VyStar had been relying on.


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