Banking on a Digital Future - A Guide to Digital Transformation in Banking

Imagine a customer entering a list of items he wants to purchase using his mobile banking app. He then walks into a store where some of his wish list items are available. Your bank can then digitally send your customer a contextualized credit offering. Based on your customer’s credit history and standing, your bank can offer him an instantaneous line of credit for 12 months and at the lowest interest rate– bypassing the customer’s use of a competing credit card.


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